Last Updated: August 4, 2025
Welcome to Inherita! These Terms of Service (the “Terms”) govern your access to and use of Inherita Legacy, Inc.’s services, including the Inherita.com website and the Inherita mobile application for iOS (collectively, the “Service”). Inherita Legacy, Inc. (“Inherita,” “Company,” “we,” or “us”) provides a “digital legacy” platform featuring a Proof-of-Life monitoring system and digital information relay delivery. By accessing or using the Service, you (“you” or the “User”) agree to be bound by these Terms, as well as our Privacy Policy set forth below. These Terms form a legally binding agreement between you and Inherita (the “Agreement”).
Please read these Terms carefully before using the Service. By creating an account, clicking “I Agree,” or otherwise using the Service, you represent that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, you must not use the Service. If you are using the Service on behalf of an organization or another person, you represent that you have authority to bind them to these Terms, and “you” includes that organization or person. This Agreement is effective as of the date you first accept it or use the Service.
Heirs, Beneficiaries, and Representatives: To the extent permitted by law, you agree that these Terms shall also bind your heirs, assigns, executors, personal representatives, and any beneficiaries or designated recipients of your information estate or digital assets. Any person who seeks to access or use the Service on your behalf (for example, after your death or incapacity) is also subject to this Agreement. This Agreement will inure to the benefit of and be binding upon each party’s successors and permitted assigns. This service is not a formal trust or estate management system. Any references to "beneficiaries" "trustors" and/or "heirs" or similar representatives are made in the context of information delivery. This service relays information, particularly digital assets, to assigned individuals. It does not execute wills, trusts, etc, nor does its usage constitute formation of any such legal documents. In effect, it is an information relay and escrow platform. An "information estate" is defined as the content you, the user, entrust our service to convey to assigned individuals at the designated instance.
These Terms apply to all features and services provided by Inherita via our website or app. Additional terms may apply to certain features (for example, supplemental policies for specific tools) – any such terms will be presented to you and are incorporated into this Agreement by reference if you use those features. In the event of a conflict, the additional terms will govern for that specific feature.
Eligibility: You must be at least 18 years old (or the age of majority in your jurisdiction) to create an Inherita account and use our Service. The Service is intended for adults for purposes of information estate and legacy planning; it is not intended for use by minors. By using the Service, you represent and warrant that you are eligible to do so and legally competent to agree to these Terms.
Account Registration: To access certain features, you will need to create an account. When registering, you agree to provide accurate, current, and complete information about yourself (including your name, a valid email address, and any other required information) and to keep your account information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You should use a strong password and keep it secure. You agree to notify us immediately at our support contact (see Contact Us below) if you suspect any unauthorized access to or use of your account.
Account Security: You must not share your account credentials with others. If you designate beneficiaries or other contacts within the Service, they will not have access to your account unless you provide it to them or unless permitted through the proper legal process. You are solely responsible for any use of your account by you or anyone obtaining access to your account (whether authorized by you or not). Inherita will not be liable for any loss or damage arising from unauthorized use of your account.
One Account Per User: Each user may create only one account, unless expressly permitted by us. You may not create an account on behalf of someone other than yourself without authorization. If you are helping another person set up an account (for example, an elderly family member), you must have legal authority (such as power of attorney or legal guardianship) and that person must agree to these Terms. We reserve the right to require verification of identity or authority at any time.
Inherita’s Service: Inherita provides a digital legacy and information inheritance platform. The Service enables you to store digital content (such as messages, letters, documents, images, videos, account information, or other data – collectively, “User Content”) or "information estate" that you wish to convey to designated individuals (“Beneficiaries” or “Designated Recipients”) in the event of your death or incapacity. Inherita’s unique Proof-of-Life monitoring system will periodically check on you (via electronic prompts) to confirm you are still active. If the system detects that you have not responded over a predetermined period and concludes that you may have passed away or become incapacitated, the Service will initiate the delivery of your stored User Content to your designated Beneficiaries according to your instructions.
Proof-of-Life Monitoring: The Service’s Proof-of-Life feature may utilize periodic check-ins (for example, through email/text notifications, in-app prompts, or other means) to confirm your wellbeing. If you respond in time, the system resets and will check again at the next interval. If you do not respond within the required time frame (and after any configured follow-up prompts or grace periods), the system will mark you as unresponsive. Unresponsiveness may trigger the next phase of the Service – preparing your messages or digital assets for release to your Beneficiaries.
Digital Inheritance Delivery: If the Service determines (through lack of response or other verification methods) that you may be deceased or incapacitated according to the parameters you set, Inherita will deliver your stored messages and other User Content to the people you have designated. Delivery may occur via email, text message, in-app notification, or other contact methods you provided for each Beneficiary. Each message or file will be sent to the corresponding Beneficiary you named. We will make a good-faith effort to deliver your content as directed, but we do not and cannot guarantee that a Beneficiary will receive, access, or read the content (for example, if their contact information is outdated, if emails go to spam, or if they refuse to respond). This is best reasonable programmatic effort - not guaranteed - delivery.
Access by Beneficiaries: When delivering content, we may contact your Beneficiaries with instructions on how to retrieve the content you left for them (such as providing a secure download link or an access code). We may, but are not obligated to, require your Beneficiaries to provide certain evidence or authentication before releasing sensitive content. For example, we may request that a Beneficiary provide a copy of a death certificate, proof of identity, or proof of their relationship to you if we deem it necessary (especially for sensitive data or where required by law). You acknowledge that we have discretion to require such verification or to waive it, and that we may delay or withhold delivery of content if we cannot verify a Beneficiary’s identity or eligibility to receive it. Typically, our algorithms are intended to operate without such paper documents, and these would be requested in exceptional cases only.
No Guaranteed Outcomes: You acknowledge that the Service is a tool to assist with your digital information legacy, but it depends on multiple factors outside our control (including your timely responses, the accuracy of contact information, and the reliability of third-party email or messaging systems). Therefore, while we will use reasonable efforts, we cannot guarantee that the Service will always successfully deliver your messages or content to your intended recipients, nor that it will only do so after your actual death or incapacitation. There is an inherent risk that content may be released at the wrong time (for example, if you fail to respond to a check-in due to travel or technical issues, the system could wrongly assume you are incapacitated) or that content may not be released at all (if, for instance, technical failures occur or a Beneficiary’s contact is unreachable). You accept these risks and agree that Inherita has no liability for any consequences arising from such false triggers or failures, except as expressly provided in these Terms.
User Responsibility: It is solely your responsibility to ensure that you respond to the Proof-of-Life prompts when you are able, and to update your contact information and your Beneficiaries’ contact information as needed to facilitate correct operation of the Service. You should, if you so choose, inform your designated Beneficiaries that you have included them in your Inherita plan and perhaps provide them instructions (outside of the Service) so they know what to expect. Inherita will not contact your Beneficiaries unless and until the conditions for delivery are met, and we will not otherwise alert them except as you direct.
No Emergency or Rescue Service: Inherita is not an emergency alert system, medical monitoring service, or life-saving service. We do not actively monitor your health or physical safety. The Proof-of-Life system is intended solely for confirming your activity status in relation to delivering your digital content; it is not designed to dispatch emergency assistance or notify authorities. Inherita will NOT contact medical personnel, police, family members, or any emergency responders if you fail to respond to a check-in. If you are experiencing a life-threatening emergency, you or those around you must contact 911 or appropriate emergency services. The Service is not a substitute for personal welfare checks, medical alert devices, or any other health or safety monitoring. Nonetheless, we do reserve the right, in exceptional circumstances, to contact law enforcement or rescue personnel.
No Medical, Legal, or Financial Advice: Inherita does not provide medical advice, legal advice, financial planning, or any professional advisory services. Any informational content we may provide (such as blog posts or guides on estate planning) is for general knowledge only and not tailored to your specific situation. You should consult qualified professionals (physicians, attorneys, financial planners) for advice on healthcare, estate planning, wills, trusts, taxes, or similar matters. Using our Service to store or deliver certain documents (for example, a “digital inheritance” or personal instructions) does not constitute creating a legally valid will or legal instrument, and we do not guarantee that any such document will be legally effective or enforceable. Nothing on the Service is intended as legal, tax, or medical advice, and no attorney-client or other professional relationship is created by your use of the Service.
Not a Substitute for a Will or Estate Documents: The Inherita Service is not a legal substitute for a will, trust, power of attorney, or any other formal estate planning document Any designations of Beneficiaries or distribution of messages through our Service are not legally binding instructions with respect to your estate’s administration, and they do not convey any legal ownership of assets or accounts. For example, simply naming someone as a Beneficiary in Inherita does not legally give them rights to your bank accounts, social media accounts, digital assets, or any property – it only means they may receive the content or information you stored in the Service. Ownership of electronic or digital assets (such as cryptocurrencies, domain names, intellectual property, or online accounts) cannot be granted or transferred through Inherita alone You must use appropriate legal instruments (wills, trusts, account beneficiary designations, etc.) to officially transfer those rights. We strongly recommend that you consult an estate planning attorney to coordinate any use of Inherita with your formal estate plans. Inherita is meant to complement, not replace, your legally binding directives.
Risk of Early or Failed Delivery: By using the Service, you understand and accept that there is a possibility that your messages may be sent at a time other than what you ideally intend (for instance, before your actual death, in the event of a false positive) or that your messages may fail to be sent at all. While we strive to avoid such errors, we make no guarantee that messages will only be delivered posthumously or at exactly the right time. If you have strong requirements that certain information remain private until your death (or not be sent prematurely under any circumstance), you should not rely solely on this Service for those needs Inherita is provided as a helpful tool “as is,” without absolute guarantees that it will perform its task perfectly in every scenario. If you have any doubts about these limitations, please do not use the Service as your only means of passing on critical information.
Service Continuity: We will endeavor to keep the Service operational for as long as you need it. However, we cannot promise that Inherita will continue indefinitely. If for any reason Inherita plans to discontinue or shut down the Service, we will make reasonable efforts to notify active users in advance (for example, by email to the address on file) so that you can retrieve your data or arrange alternative solutions. If the Service is terminated or ceases operations while you are still alive, we will not release your content to Beneficiaries (since the trigger conditions would not be met); instead, we will attempt to return the content to you or allow you to download it, and then will securely delete it from our systems. See the Termination section below for more details. Ultimately, you acknowledge that you use the Service with the understanding that unforeseen events (such as company closure or technical failures) could impact its ability to deliver your content in the future.
Your Content is Yours: You retain ownership of all User Content that you create, upload, or store on the Service. “User Content” includes the messages, text, images, videos, documents, personal information, and any other materials you provide or generate while using Inherita (including information about your Beneficiaries that you input). We do not claim ownership over your User Content. Subject to the licenses and permissions you grant us under these Terms, you have the right to modify or remove your User Content at any time. You can delete specific messages or files, change your designated Beneficiaries, or delete your account entirely (which will remove your stored content from our active systems, as described in the Privacy Policy).
License to Inherita: By using the Service and uploading or creating User Content, you grant Inherita a worldwide, non-exclusive, royalty-free, fully-paid, sublicensable license to store, copy, adapt, transmit, and otherwise use your User Content solely for the purpose of providing and operating the Service as intended. This means, for example, we have your permission to securely store your messages on our servers, to make backup copies, to display or format the content as needed within the app or to transmit it to your designated Beneficiaries, and to otherwise process it at your direction. We will not use your private User Content for any purposes unrelated to the Service without your consent. This license is necessary for us to run the Service; it continues for as long as you have not deleted the content from our systems. The license will end when you delete the content or your account, except to the extent we have retained any backup copies or are required by law to retain data (refer to our Privacy Policy’s Data Retention section for more details).
Your Warranties for Content: You represent and warrant that you have all necessary rights to submit or store the User Content you use with Inherita and to grant the license above. In particular, if you upload documents, photos, or videos, or include any information that belongs to someone else, you must have obtained any required permissions from the appropriate owners. You further promise that your User Content and use of the Service will not violate any law or any person’s rights (including intellectual property rights, privacy rights, or contractual rights). For example, you agree not to use Inherita to store or transmit content that:
We do not routinely pre-screen User Content, and we are not responsible for the content you or other users store on the Service. However, we reserve the right (but do not assume the obligation) to review, monitor, or remove any User Content that we believe, in our sole discretion, may violate these Terms or applicable law, or which is otherwise objectionable. We may also refuse to deliver or may delete specific content at the time of trigger if we determine that doing so is necessary to comply with law or these Terms, or to protect the rights, property, or safety of any person. (For instance, if we discover that a file you intended to deliver contains illegal contraband or malware, we may withhold it and take appropriate action.) You hereby provide your consent for us to monitor and handle your User Content in these ways, and you acknowledge that you have no expectation of privacy in any content transmitted through the Service, aside from our commitments in the Privacy Policy.
Encryption and Storage: We employ security measures (including encryption of content in storage and in transit) to protect your User Content. However, you understand that no method of storage or transmission is 100% secure, and we cannot guarantee absolute security (see Security in the Privacy Policy below). You are free to add additional layers of encryption to your files or messages before uploading them to Inherita (for example, using your own encryption software to encrypt a message such that only the intended recipient can decrypt it). If you choose to do so, remember that Inherita will deliver the encrypted file as-is; we will not have the ability to decrypt it or assist the recipient in doing so. Be sure to provide your recipient with the means to decrypt, if you expect them to be able to read it.
Backup Your Data: While we strive to preserve your User Content until it is delivered, we do not guarantee against data loss. You should maintain copies of any important data or messages outside of Inherita as a backup. Except for the obligation to deliver content as per the Service’s design, Inherita has no obligation to retain your data after account termination (see Termination section) and will not be liable for any loss of data.
We expect users to use Inherita responsibly and lawfully. By using the Service, you agree NOT to engage in any of the following activities:
Violation of any of the above may result in immediate suspension or termination of your account without notice, and may subject you to legal consequences. We reserve the right to investigate any alleged misuse of our Service and to cooperate with law enforcement or court orders requesting or directing us to disclose information (including User Content) in connection with your use of the Service.
Our Proprietary Rights: The Service (including our website, mobile app, and all software, technology, algorithms, design, and content provided by Inherita) is owned by or licensed to Inherita and is protected by intellectual property laws. This includes all trademarks, logos, and service marks of Inherita (such as the “Inherita” name and logo), as well as all text, graphics, images, code, and other materials we provide (excluding your User Content). You agree that Inherita and its licensors retain all rights, title, and interest in and to the Service and all related intellectual property.
Limited License to Use the Service: Subject to your compliance with these Terms, Inherita grants you a personal, limited, non-exclusive, non-transferable, revocable license to use the Service and any software we provide, solely for the purpose of your own personal legacy planning and in accordance with these Terms. This license is provided only for your benefit and may not be sublicensed to anyone else. Except for this limited use license, we do not grant you any other rights to our intellectual property. We reserve all rights not expressly granted to you under these Terms.
Restrictions: You agree that you will not, and will not permit or assist any third party to: (a) copy, modify, adapt, translate, or create derivative works of the Service or any portion thereof; (b) reverse engineer, decompile, or attempt to extract the source code of any software or technology used in the Service (except to the limited extent such actions are expressly permitted by law notwithstanding this restriction); (c) distribute, sell, lease, sublicense, or transfer any part of the Service to any third party; (d) remove or obscure any copyright, trademark, or other proprietary notices on the Service; or (e) use any of Inherita’s names, logos, or trademarks without our prior written permission. You may not frame or mirror any part of the Service or use any meta tags or other “hidden text” using our name or trademarks without authorization.
Third-Party Content and Links: The Service may include integrations or links to third-party websites, resources, or services that are not owned or controlled by Inherita. For example, our website may link to informational articles or we may integrate a third-party email/SMS service to send notifications. Inherita is not responsible for the content, policies, or practices of any third-party websites or services. If you access third-party links or services from Inherita, you do so at your own risk, and you understand that this Agreement and our Privacy Policy do not apply to those external sites or services. Nonetheless, if you encounter any issue with a third-party integration (such as a notification service failure), please let us know, and we will attempt to assist or address it within our capacity.
Feedback: We welcome feedback, suggestions, or ideas from users about how to improve Inherita (“Feedback”). If you choose to provide Feedback, you agree that Inherita can use it freely, without any restriction or compensation to you, for any purpose (including to improve the Service and create new features). Feedback is considered our intellectual property once provided, and we may incorporate it into the Service or our business at our discretion.
Free and Paid Features: Inherita may offer both free services and premium paid subscriptions or features. The core Service might be available at no cost with certain limitations (such as limits on the number of messages or Beneficiaries for free accounts), and enhanced capabilities may be offered through paid plans (e.g., a premium subscription allowing more storage, longer check-in intervals, additional features, etc.). We will clearly describe the pricing and features of each plan on our website or within the app. If you purchase a non-subscription version of the app, it implicitly offers life-long monitoring and relay services. We will not charge subscription fees in the future for those who purchase the up-front full priced Inherita app. The non-subscription lifetime version is in effect a prepay discount for ongoing monitoring fees over the course of your lifetime.
Payment and Billing: If you choose to subscribe to a paid plan or purchase any services for a fee, you agree to pay the applicable fees and taxes. Payments may be processed through the Apple App Store (for the iOS app) or through our website using an authorized payment processor. If via the App Store, your purchase is subject to Apple’s payment terms and conditions, and you will be charged through your Apple account. If via our website, you will provide a valid payment method (such as a credit card), and you authorize us (or our payment processor) to charge your payment method for the selected plan, including any recurring subscription fees.
Subscription Renewals: Paid subscriptions (if offered) will typically be billed on a periodic basis (e.g., monthly or annually) as described at the time of purchase. Auto-Renewal: To ensure uninterrupted service, your paid subscription will automatically renew at the end of each billing period, and you will be charged in advance for the next period unless you cancel the subscription. By subscribing, you authorize Inherita (or the App Store, if applicable) to charge your payment method for each renewal until you cancel. We will notify you of any changes in the subscription price or terms ahead of the renewal, in accordance with applicable laws.
Cancelling a Subscription: You may cancel your paid subscription at any time. If you subscribed via the App Store, you must cancel through your Apple account settings. If you subscribed through our website, you can cancel through your account settings on inherita.com or by contacting our support. Cancellations will take effect at the end of the current billing period. This means you will retain access to the premium features until the current paid term expires, and no further charges will be made, but no prorated refunds will be given for the remaining period except where required by law or stated otherwise herein.
Refund Policy: If you are unsatisfied with the Service, please contact us at our support email to discuss the issue. We want you to be happy with Inherita and will assess refund requests on a case-by-case basis. For first-time subscribers, Inherita may honor a refund if you cancel and request it within a certain initial period (for example, within 30 days of purchase), as a courtesy or as required by law. However, except as explicitly provided, all fees are non-refundable. If you believe you have been charged in error or have extenuating circumstances, contact us and we will work in good faith to resolve the concern. Note that if you purchased via Apple’s App Store, any refunds are subject to Apple’s policies, and you may need to request a refund through Apple directly (we unfortunately have limited ability to process App Store refunds on your behalf).
Changes in Fees: Inherita may change the price of subscriptions or introduce new charges for additional features in the future. If you are on a subscription, we will notify you reasonably in advance of any fee changes affecting you. Fee changes will not apply retroactively; they will apply from your next billing cycle after the effective date of the change. If you do not agree to a fee change, you may cancel your subscription before the new fees take effect. Continued use of the Service after the fee change constitutes your agreement to pay the new amount.
Taxes: Stated prices for the Service do not include any taxes (such as sales, use, value-added tax, etc.) that may apply. You are responsible for any applicable taxes, and we may charge tax in states or jurisdictions where we are required to do so. Any such taxes will be added to the charges billed to you, if applicable.
Failure to Pay: If your payment method fails or your account becomes past due, we may suspend or terminate your access to premium features. It is your responsibility to ensure your billing information is up-to-date and that you have sufficient funds or credit available. In the event of non-payment, we reserve the right to seek payment through any legally permissible means, and you agree to pay any costs of collection (including reasonable attorneys’ fees) incurred by us. We may also downgrade your account to a free tier if payment cannot be processed.
User Termination (Account Cancellation): You have the right to stop using the Service at any time. You may delete your account via the account settings on our website or app, or by contacting us at our support email with a request to delete your account. Terminating your account will deactivate your access to the Service and delete or make inaccessible your User Content (any stored messages or files) from active databases. Please note, however, that deletion may not be instantaneous; we may retain certain information as backups or as required by law (see Privacy Policy on Data Retention). If you have an active paid subscription and you cancel your account entirely, the cancellation will serve as notice to cancel the subscription as well, and we will terminate future billing. You will not typically receive a refund for any remaining time on a subscription unless required by law, but you will continue to have access until the account deletion is processed (which may be immediate or at the end of the billing period, at our discretion and based on your request).
Company Termination or Suspension: We reserve the right to suspend or terminate your access to the Service (or any portion thereof) at any time, with or without notice, if we reasonably believe: (a) you have violated any provision of these Terms or have engaged in illegal or improper use of the Service; (b) continued access by you would pose a security risk or legal liability for us or other users; (c) we are required to do so by law or court order; or (d) in the event of unexpected technical or security issues. In some cases, we may send you a warning or contact you to attempt to resolve the issue prior to termination, but we are not obligated to do so.
Effect of Termination: Upon any termination of your account (whether initiated by you or by us), your right to use the Service will immediately cease. We will make commercially reasonable efforts to fulfill any outstanding obligations – for example, if we terminate the Service as a whole and you are alive, we will attempt to notify you and provide a means to retrieve your stored content before shutdown. However, if your account is terminated due to your breach of these Terms, we may immediately deactivate your access and may delete your content without giving you an opportunity to retrieve it (especially if the content is unlawful or in violation of the Terms). You understand that any content marked for delivery that has not yet been delivered at the time of termination will be lost (not delivered), unless otherwise required by law or agreed by us. We shall have no liability to you or any third party for termination of your account or deletion of your content, provided we act in accordance with these Terms and our Privacy Policy.
Survival: The provisions of this Agreement that by their nature should survive termination (such as limitations of liability, disclaimers, dispute resolution, and indemnification) shall survive the termination of your account or your use of the Service, as shall any licenses you granted to us to use your content for Service provision (until deleted), and any payment obligations accrued.
Service Provided “AS IS”: INHERITA PROVIDES THE SERVICE ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOUR USE OF THE SERVICE IS AT YOUR OWN RISK. To the fullest extent permitted by law, Inherita, its affiliates, and their respective officers, directors, employees, and agents (collectively, “Inherita Parties”) disclaim all warranties and representations, whether express, implied, or statutory, regarding the Service. We make no guarantees or warranties that the Service will meet your requirements or expectations, or that it will always be available, uninterrupted, timely, secure, error-free, or that any defects will be corrected.
No Implied Warranties: To the maximum extent permitted under applicable law, we specifically disclaim all implied warranties or conditions of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising out of course of dealing or usage of trade. This means, for example, we do not warrant that the Service will effectively ensure your messages are delivered only after your death, or that the Service will be completely free of software bugs or vulnerabilities. We do not warrant the accuracy or reliability of any information obtained through the Service. Any information or advice (legal, financial, or otherwise) obtained through the Service or from Inherita personnel does not create any warranty not expressly stated in these Terms.
Not Guaranteed Error-Free or Perfectly Secure: Inherita does not warrant that the Service will be uninterrupted or error-free, or that any information or content (including User Content) will be secure or not lost or damaged. We cannot guarantee that our system’s Proof-of-Life checks or delivery mechanisms will function without error, delay, or imperfection. By using the Service, you understand and accept that technical issues may on occasion prevent prompt check-ins or deliveries. We will, however, endeavor to promptly fix any bugs or problems that we become aware of.
Third-Party Services and Content: Any third-party services, content, or links integrated with or accessible through our Service are not under our control. We make no warranty about such third-party offerings. For example, we are not responsible for the performance of email providers, phone carriers, or cloud infrastructure services that we use. We disclaim liability for any issues attributable to the faults of these third parties. Additionally, any material downloaded or otherwise obtained through the use of our Service is accessed at your own discretion and risk, and you are solely responsible for any potential damage to your device or loss of data that results from the download of any such material.
No Duty to Monitor: Inherita has no obligation to monitor the Service for inappropriate or illegal content or conduct by users, and we are not responsible for the actions of users or the content they submit. We do not endorse any content transmitted via the Service, and specifically disclaim any liability for offensive, defamatory, or illegal conduct of any third party (including any Beneficiary or other person who may misuse the content you deliver to them) The risk of harm or damage from any aforementioned matters rests entirely with the user.
Applicable Law Exceptions: Some jurisdictions do not allow the exclusion of certain warranties. To the extent that such laws apply to this Agreement, some of the exclusions above may not apply to you. In such cases, Inherita’s warranties are limited to the minimum extent permitted by applicable law.
In summary, we are providing this Service with the aim of helping you, but we cannot promise it will be perfect or suitable for every purpose. Please use your judgment and do not rely on Inherita for anything where you require certainty or guarantees beyond what is described in these Terms.
No Indirect Damages: To the fullest extent permitted by law, in no event will Inherita or the Inherita Parties be liable to you or any third party for any indirect, incidental, special, consequential, exemplary, or punitive damages whatsoever arising out of or related to your use of (or inability to use) the Service or your reliance on it, even if we have been advised of the possibility of such damages. This exclusion includes, without limitation, any damages for lost profits or revenues, loss of data (including your User Content), loss of goodwill, business interruption, or procurement of substitute services or goods, or for personal injuries or emotional distress arising out of your use of the Service.
Liability Cap: To the fullest extent permitted by law, the total cumulative liability of Inherita and the Inherita Parties to you (and to anyone claiming through you, such as your heirs or beneficiaries) for any and all claims arising from or related to the Service or these Terms will not exceed the greater of: (a) the total amount of fees you have paid to Inherita for the Service in the twelve (12) months prior to the event giving rise to liability, or (b) $400 USD. If you have paid no fees to us (for example, if you only use free services), our liability to you for any claim will not exceed $400. This limitation applies collectively to all claims, actions, and causes of action of every kind and nature (whether in contract, tort (including negligence), strict liability, warranty, or otherwise).
Exceptions and Clarifications: The above exclusions and limitations of liability shall apply to the maximum extent permitted by applicable law. Certain jurisdictions do not allow the exclusion or limitation of certain damages (for example, some do not allow the exclusion of liability for gross negligence or willful misconduct, or for death or personal injury caused by negligence). Nothing in these Terms is intended to exclude or limit liability which cannot be excluded under such law. Specifically, we do not seek to exclude liability for Inherita’s own intentional wrongdoing or gross negligence, or any liability that cannot be limited by law. However, you agree that our liability will be limited to the extent such law permits. You also agree that the limitations of liability in these Terms are a fair allocation of risk and an essential part of the bargain between you and Inherita, and that Inherita’s fees (or lack thereof) reflect this allocation.
Release of Certain Claims: To the extent that you reside in a jurisdiction that permits the release of unknown claims, you waive any and all rights you have to such claims against Inherita and the Inherita Parties. For example, if you are a California resident, you waive California Civil Code §1542, which says: “A general release does not extend to claims that the creditor (you) does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her would have materially affected his or her settlement with the debtor.” In plain language, this means you release Inherita from liability for claims you don’t know of as of the time you agree to these Terms, to the extent permitted by law.
Your Sole Remedy: Except for the types of liability that we cannot limit by law, your sole and exclusive remedy for any dissatisfaction with the Service or any grievance or claim against Inherita arising out of or related to these Terms is to discontinue use of the Service and, if applicable, request deletion of your account and data.
You agree to defend, indemnify, and hold harmless Inherita, its parent company, affiliates, and their respective officers, directors, employees, contractors, and agents (the “Indemnified Parties”) from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or in any way connected with: (a) your access to or use of the Service (including any use by anyone using your account, with or without your permission); (b) your User Content, including any actual or alleged infringement, violation of law, or other harm caused by the content you store or send through the Service; (c) your violation of these Terms or of any applicable law or regulation; (d) your negligence or willful misconduct; or (e) any dispute or issue between you and any third party, such as a Beneficiary or heir, relating to the Service or to any content delivered (for example, if a Beneficiary claims you did not have the right to share certain information with them, or if your estate or any heir disputes actions you took using the Service).
Heirs and Beneficiaries’ Conduct: You specifically agree that you and your estate will indemnify and hold us harmless from any losses or claims arising from the conduct of your designated Beneficiaries or heirs in relation to the Service . This includes, for example, any claim by one of your heirs or Beneficiaries against Inherita due to content they received or did not receive, or due to how your estate is handled in conjunction with the Service. By using Inherita, you are making commitments on behalf of your estate that it will honor these indemnification obligations. You also agree that this indemnity covers claims arising from Inherita’s own ordinary negligence, as far as allowed by law (but not gross negligence or willful misconduct, to the extent such claims cannot be waived).
You agree to promptly notify Inherita of any third-party claims and cooperate with us in defending them. We reserve the right, at our discretion, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (in which case you will cooperate with us in asserting any available defenses). This indemnity is broad and covers all costs and losses we might suffer due to your use of the Service or your breach of this Agreement. The obligations in this section shall survive any termination of your account or of the Service.
Limitation of Your Liability: If for any reason a court finds that your indemnification obligation is invalid or unenforceable under applicable law, you agree that any liability you would have to any Indemnified Party will be limited to the fullest extent permitted by law. Conversely, if any Indemnified Party (such as Inherita) is found liable to you or your heirs or beneficiaries notwithstanding the disclaimers and limitations in these Terms, you agree that your and their total damages, in aggregate, shall be limited to the fees you paid for the Service, as described in the “Liability Cap” section above .
Please read this section carefully. It affects your rights by requiring arbitration of disputes (with limited exceptions) and a waiver of your ability to bring or participate in a class action or seek a jury trial.
Informal Resolution: We at Inherita encourage you to contact us first if you have any dispute, claim, or concern relating to the Service or these Terms. You can reach our support team at the contact information provided below. We will try to resolve your issue quickly and amicably. If we are unable to resolve the dispute informally, the following provisions will apply.
Agreement to Arbitrate: Except for the matters described under “Exceptions to Arbitration” below, you and Inherita agree that any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Service (collectively, “Disputes”) will be resolved solely by binding arbitration, rather than in court. This includes claims based in contract, tort, statute, fraud, misrepresentation, or any other legal theory.
Arbitration Procedure: The arbitration will be administered by the American Arbitration Association (AAA) or JAMS under its Consumer Arbitration Rules (if applicable) or other appropriate rules as mutually agreed. If AAA is not available, the parties will agree on an alternative arbitration provider or, if unable to agree, a court may appoint one. The arbitration will be conducted by a single neutral arbitrator. The seat or location of the arbitration will be in Wyoming, USA, unless you and Inherita agree otherwise or unless the AAA (or alternative administrator) requires a different location for a consumer. We agree that the arbitration may be conducted via videoconference or telephone for convenience, unless the arbitrator requires in-person hearing. The arbitration proceedings and outcome will be kept confidential by both parties, except to the extent disclosure is required to enforce the award or as permitted by law.
Arbitration Fees and Costs: Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. If you are an individual consumer using the Service for personal or household use, and you initiate arbitration of a claim, we will reimburse you for your payment of the filing fee (if any) and will pay the arbitrator’s fee and any other AAA administrative fees, to the extent those fees exceed the filing fee for a lawsuit in a court of general jurisdiction in the state of Wyoming. If the arbitrator finds that either the substance of your claim or the relief sought was frivolous or brought for an improper purpose, then the payment of fees will be determined by the AAA rules and you may be required to reimburse Inherita for amounts we paid on your behalf. Each party will bear its own attorneys’ fees and costs, unless the claims allow for prevailing party attorneys’ fees, in which case the arbitrator may award reasonable fees to the prevailing party, under the applicable law.
Class Action Waiver: Both you and Inherita agree that all Disputes will be resolved only on an individual basis and not in a class, consolidated, or representative action. You further agree that you and Inherita are waiving the right to trial by jury or to participate in a class action or representative proceeding (such as a class action lawsuit, class arbitration, or private attorney general action) for all Disputes. Unless both you and Inherita expressly agree in writing, the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated and shall not otherwise preside over any form of a representative or class proceeding. The arbitrator may award relief (including declaratory or injunctive relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim.
Exceptions to Arbitration: Notwithstanding the foregoing agreement to arbitrate, either party may choose to pursue a Dispute in court and not by arbitration if: (i) the Dispute qualifies for resolution in a small claims court (generally claims under a certain monetary threshold, which in Wyoming is typically $6,000 or less) and is filed on an individual basis in such court; or (ii) the Dispute relates to claims of intellectual property infringement or misappropriation (such as unauthorized use of Inherita’s trademarks, trade secrets, or patents) for which a party seeks injunctive relief. These types of proceedings may be brought in court and are not subject to arbitration or the class action waiver above. Additionally, nothing in these Terms will prevent either you or Inherita from seeking emergency equitable relief from a court to prevent imminent harm (e.g., a temporary restraining order). Once such a request for relief is resolved, however, any further relief must be pursued through arbitration of the underlying claim.
Opt-Out Right: We recognize that arbitration may not be desired by everyone. You may opt out of the arbitration and class action waiver provisions above by sending written notice of your decision to opt out to us within 30 days of first accepting these Terms. If you timely opt out, then the arbitration and class action waiver sections will not apply to you; however, the rest of the Terms will continue to apply. The opt-out notice must include your name, address, the email associated with your Inherita account, and an unequivocal statement that you opt out of the arbitration agreement. You must send this notice to: legal@inherita.com (with the subject line “Arbitration Opt-Out”) . If you opt out of arbitration, you also opt out of the class action waiver; likewise, if you opt out, neither you nor Inherita can compel the other to arbitrate.
Severability of Arbitration Provisions: If any portion of this Arbitration section is found unenforceable or unlawful, such as the class action waiver being deemed invalid, then the entirety of the arbitration provision shall be null and void, and in such case, you and Inherita agree that jurisdiction and venue described in the Governing Law section below shall govern any action arising out of or related to these Terms. If a claim proceeds in court because the Arbitration section was held unenforceable in some aspect, you and we each waive any right to a jury trial to the maximum extent permitted by law.
Governing Law: This Agreement (including both the Terms of Service and the Privacy Policy) and any Dispute arising out of or relating to it or the Service will be governed by and construed in accordance with the laws of the State of Wyoming, USA, without regard to its conflict of laws principles. However, the Federal Arbitration Act (9 U.S.C. §§ 1-16) will govern the interpretation and enforcement of the arbitration agreement in Section 13 above (if you do not opt out), because the Service involves interstate commerce.
Jurisdiction and Venue: Subject to the arbitration provision above, you and Inherita consent to the exclusive jurisdiction of the state and federal courts located in the State of Wyoming to resolve any Dispute that is not required to be arbitrated. You and Inherita also agree that such courts are a convenient forum and you waive any objection to jurisdiction or venue in those courts, including any objection based on inconvenience. Specifically, if any lawsuit or court proceeding (including if arbitration is opted out or deemed unenforceable) arises in connection with these Terms, it shall be brought in the courts located in Sheridan County or Laramie County, Wyoming, unless otherwise required by law (for example, certain consumer protection laws might allow you to sue in your home state under specific circumstances). In any litigation permitted under these Terms, you and Inherita agree to waive any right to a jury trial, to the extent such a waiver is permissible.
International Use: Inherita is based in the United States, and our Service, these Terms, and our Privacy Policy are intended to comply with applicable U.S. laws. While we welcome users from other jurisdictions, we make no representation that the Service is appropriate or available for use in locations outside the U.S., or that these Terms comply with the laws of any other country. If you access or use the Service from outside the U.S., you do so at your own risk and are responsible for compliance with any local laws. Note that you may not use the Service if you are a resident of a region where use of our Service or any part of it would violate any export control or economic sanctions law. (By using Inherita, you represent that you are not located in, under control of, or a national or resident of any country embargoed by the U.S. and that you are not on any U.S. government list of prohibited or restricted parties.)
If you download or access the Inherita mobile app via the Apple App Store or other app distribution platforms, the following additional terms apply:
These additional platform terms are imposed by the respective platform providers and are intended to be consistent with the rest of our Agreement. In all cases, the other provisions of our Terms of Service and Privacy Policy remain in effect.
Entire Agreement: This Agreement (which includes these Terms of Service and the Privacy Policy below, along with any additional terms incorporated by reference) constitutes the entire agreement between you and Inherita concerning the Service. It supersedes all prior or contemporaneous oral or written communications, proposals, and representations with respect to the Service or any subject matter covered by this Agreement. In entering into this Agreement, neither party has relied on any statement, representation, or warranty not expressly included herein.
Amendments: Inherita may update or modify this Agreement from time to time. If we make material changes, we will notify you by email (to the address on your account) or by posting a notice on our website or within the app, prior to the change becoming effective. The notice will designate a reasonable advance notice period, after which the new terms will take effect. If you do not agree to the modified terms, you should stop using the Service and may delete your account. Your continued use of the Service after the effective date of the updated Agreement will constitute your acceptance of the changes. The “Last Updated” date at the top indicates when these Terms were last revised. It is your responsibility to review any changes. Note that any dispute that arises will be governed by the Terms in effect at the time the dispute arose, unless both parties agree otherwise.
Severability: If any provision of this Agreement is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions of the Agreement will remain in full force and effect. The parties agree that any such invalid provision will be deemed modified to the extent necessary to make it valid and enforceable (if possible), and if it cannot be so modified, it will be severed, and the rest of the Agreement will continue as if the invalid provision was not included.
Waiver: No waiver of any term or condition of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Inherita’s failure to assert any right or provision under this Agreement shall not constitute a waiver of that right or provision. The rights and remedies of Inherita under this Agreement are cumulative and not exclusive of any other rights or remedies provided by law.
Assignment: You may not assign or transfer this Agreement (or any of your rights or obligations hereunder) without our prior written consent. Any attempted assignment by you in violation of this section is null and void. Inherita may assign or transfer this Agreement, in whole or in part, without restriction and without your consent, to any affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets. This Agreement will bind and inure to the benefit of the parties, their successors, and permitted assigns. In plain terms, this means these Terms will transfer to any new owner or entity that continues our Service, and your agreement and content would be part of that transfer.
No Third-Party Beneficiaries: Except as explicitly provided in these Terms (for example, the rights of Apple and Google described above), there are no third-party beneficiaries to this Agreement. This Agreement is for the exclusive benefit of you and Inherita. Your Beneficiaries are not third-party beneficiaries of your Agreement with us (they have no contractual rights under this Agreement), but they will be bound by certain conditions herein if they use the Service or attempt to access your content.
Force Majeure: Neither Inherita nor you will be liable for any delay or failure in performance (other than payment obligations) due to events outside of the affected party’s reasonable control. Such events include, but are not limited to, acts of God, natural disasters, strikes or labor disputes, war, terrorist acts, riots, civil disturbances, government actions, power or internet failures, pandemics or epidemics, and other events of a magnitude or type for which precautions are not generally taken in the industry. The party claiming a force majeure event should notify the other party as soon as practicable. The obligations of the affected party shall be suspended for the duration of the force majeure event. If such an event continues for an extended period (e.g., more than 60 days), either party may have the right to terminate the Service without penalty.
Communications and Notices: We may send you information and notices regarding the Service or this Agreement electronically (for example, via email to the address associated with your account, via SMS, or via in-app notifications). You agree that any such electronic communications satisfy any legal requirement that such communications be in writing. You are responsible for keeping your email address and other contact information up-to-date in your account profile. Official notices to us must be sent by postal mail to our mailing address provided below (with a copy via email for expedience, though the postal copy will be the official notice). For routine communications (like support inquiries), email is sufficient.
Relationship of Parties: You and Inherita are independent contractors. This Agreement does not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between the parties. Neither party has the authority to bind the other or to incur any obligation on the other’s behalf.
Headings: Section titles and headings in this Agreement are for convenience only and have no legal or contractual effect. They do not limit or define the sections they introduce.
If you have any questions about these Terms of Service, please contact us as described below. Now, please continue to review our Privacy Policy, which is an integral part of this Agreement and explains how we handle your personal data.
This Privacy Policy describes how Inherita Legacy, Inc. (“Inherita,” “we,” or “us”) collects, uses, discloses, and protects your personal information when you use our Service. It also explains your rights and choices regarding your information. We are committed to protecting your privacy and ensuring transparency. This Privacy Policy is incorporated into and subject to the Inherita Terms of Service above. By using the Service, you agree to the collection and use of your information in accordance with this Privacy Policy.
Scope: This Privacy Policy applies to all information that we collect through our website, mobile app, and related services. It covers both the information of users (account holders) and any personal information of third parties (such as Beneficiaries) that users provide to us through the Service. If you do not agree with our handling of data as described in this Privacy Policy, please do not use the Service.
Inherita collects several categories of information in order to operate our Service effectively and provide you with the best experience. This includes information you provide directly, information collected automatically, and information we obtain from third parties. The types of personal information we collect include:
We generally collect the minimum information that we need to deliver the Service and fulfill the purposes described below. You have choices about the information you provide (for example, you may choose not to fill out optional profile fields or not to include certain data in your messages). However, do note that omissions might affect the functionality – e.g., if you don’t provide an email address for a Beneficiary, we cannot deliver email to them.
Inherita uses the collected information for various purposes in connection with providing, maintaining, and improving our Service. The primary uses of information are:
Our legal bases for processing personal information (for users in jurisdictions like the EU where such bases are relevant) include: the necessity to perform our contract with you (the Terms of Service) for most data processing related to providing the Service; our legitimate interests (such as improving our Service, securing our platform, and communicating with you as a customer) where those interests are not overridden by your data protection rights; your consent, where applicable (for example, for sending marketing emails in certain jurisdictions, or for optional features); and compliance with legal obligations when we process data for that purpose.
We understand that your personal information and your stored content are extremely sensitive. Inherita is built on the premise of trust, and we do not sell your personal information to third parties. We share information only in the following circumstances:
Other than the scenarios above, we do not share your personal information with third parties. This means we do not sell lists of users or Beneficiaries, we do not share your content for advertising purposes, and we do not allow third parties to contact your Beneficiaries out of context. We understand the sensitive nature of the data you entrust to us and we treat it with confidentiality.
You have certain rights and choices regarding your personal information. We strive to provide you with access to your data and control over how it’s used, within the context of our Service. These include:
We will not discriminate against you for exercising any of these rights. For example, if you request deletion of your data, we will comply and not deny you the Service except that obviously we cannot provide the Service without your data – so account deletion is simply a termination of service by its nature, not a punitive action by us.
Security Measures: We take the security of your personal information and User Content seriously. Inherita implements a variety of technical and organizational security measures designed to protect your data from unauthorized access, disclosure, alteration, or destruction. These measures include:
Responsibility of Users: You also play a role in keeping your data secure. Please maintain the confidentiality of your account credentials. Do not share your password with others, and use a strong password that you do not reuse on other services. If you suspect that your account has been compromised (for example, if you notice unusual activity or you lose control of your email that’s tied to Inherita), contact us immediately. Also, when you set up your Beneficiaries, consider using secure communication for any sensitive information you might share (the Service itself is secure, but the end delivery via email might not be encrypted on the recipient’s end unless they use encryption; you might choose to use password-protected attachments or personal encryption for highly sensitive content as mentioned earlier).
Data Breach Notifications: In the unlikely event of a data breach that affects your personal information, we will act promptly to mitigate the breach and will notify affected users and relevant authorities as required by law. We will communicate to you the nature of the breach, what data was possibly involved, steps we have taken, and steps you might consider taking to protect yourself (for example, changing passwords). Our incident response plan prioritizes timely and transparent communication while maintaining security.
Third-Party Security: We choose our service providers carefully and impose security and confidentiality requirements on them as well. However, understand that once we deliver your content to your Beneficiaries (e.g., via an email to them), the security of that content from that point on depends on the recipient’s email provider and their own practices. We encourage you to only designate recipients who are trustworthy and to advise them to keep the content safe. If we provide a portal for recipients to download content, that portal will also be protected (e.g., it may require verification or a passcode). But email itself is not always encrypted, so that’s a consideration if you are including extremely sensitive info – in such cases, you might pre-encrypt files as noted.
Retention Period: Inherita retains personal data only for as long as necessary to fulfill the purposes for which it was collected, as described in this Privacy Policy, or as required by law. Practically, this means:
Deletion and Anonymization: When we do delete personal data, we aim to do it in a secure manner. We may either delete it entirely from our systems or anonymize it so that it no longer can be associated with you (for example, we might convert some data into statistical or aggregated form). Because of backups and redundant systems, residual copies might persist in our backup storage for a short period (typically backups rotate and overwrite themselves after some time). If we cannot immediately delete data (for technical reasons or because it’s combined with other data in a way not easily separable), we will isolate it and apply appropriate safeguards until deletion is possible.
Inherita is based in the United States. If you are using our Service from outside the U.S., be aware that your personal data will likely be transferred to, stored, and processed in the United States and possibly other countries. These countries may have data protection laws that are different from (and perhaps less stringent than) those in your country of residence. We will take steps to ensure that adequate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable law.
For Users in the European Economic Area (EEA), UK, or Switzerland: Whenever we transfer your personal data out of these regions to the U.S. or other countries, we will ensure a similar degree of protection is afforded to it by implementing at least one of the following safeguards:
Other International Users: Regardless of where you are located, by using the Service or providing information to us, you consent to the transfer of your data to the United States and processing globally. We will handle your data as described in this Privacy Policy. If local laws require specific protections or rights, we will honor those as described (for instance, we outlined rights for EU and CA residents above). We strive to apply consistent privacy protections to all users, not just those in certain geographies.
Inherita is not directed to individuals under the age of 13, nor do we knowingly collect personal information from children under 13. As noted in the Terms of Service, you must be 18 or older (or the age of majority in your jurisdiction) to use our Service. We do not permit accounts for users under 13 under any circumstances, and accounts for minors between 13 and 17 are generally under the direct supervision of the guardian.
If we learn that we have inadvertently collected personal data from a child under 13 (or under the applicable minimum age in other jurisdictions), we will take steps to delete that information as soon as possible. For example, if a parent or guardian contacts us and informs us that their child signed up for an account with a falsified age, we will delete the account and all associated data promptly. If you are a parent or guardian and discover that your child under 13 (or under the relevant age) has an Inherita account or has provided us personal information, please alert us at our support contact so we can take appropriate action.
We may collect information about children if a user provides it as part of their estate planning content (for example, a user might write a message to their minor child to be delivered in the future, and include personal details in that message). In such cases, that information is considered part of the user’s content and is protected as such; we are not using it for our own purposes. The parent (our user) is responsible for such content. When delivering a message to a minor as a Beneficiary, we would likely deliver it to the minor’s guardian or hold it until the minor reaches an appropriate age, depending on the instructions of our user and any applicable law or common sense safeguard (we wouldn’t knowingly email a 5-year-old directly, for instance; the user’s plan might designate another adult to hold it). This is a nuanced scenario which would depend on user instructions. In any event, we treat any personal info about minors contained in user content with utmost confidentiality and security.
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons. If we make material changes to this Privacy Policy, we will provide you with notice in a manner reasonably designed to reach you – for example, by emailing the address associated with your account or by placing a prominent notice on our website or in-app. We will also update the “Last Updated” date at the top of this Privacy Policy.
Any modifications will be effective on the date indicated in the notice or the updated policy. It’s important that you review any changes. If you continue to use the Service after a new version of the Privacy Policy takes effect, you will be considered to have accepted the updated terms. If you do not agree with any changes, you should stop using the Service and you may delete your account. We encourage you to periodically review this Privacy Policy to stay informed about how we are protecting your information.
If you have any questions, concerns, or requests regarding these Terms of Service or the Privacy Policy, or if you need to reach us for any reason, please feel free to contact us:
We will do our best to respond promptly to your inquiry. If you are contacting us to exercise a specific privacy right, please provide sufficient detail so we can properly understand and handle the request (for example, the nature of the data you want access to, or if you are an authorized representative of a user). For your security and privacy, we may need to verify your identity or authority before fulfilling certain requests.
Thank you for reading our Terms of Service and Privacy Policy. We appreciate your trust in Inherita for your digital legacy planning needs and are committed to honoring that trust through responsible practices and respect for your rights. If you have any further questions or suggestions, we are here to listen and help.